• Average 50 Group ratings for Audi models are lower than equivalent models from key premium sector competitors
• Competitive repair costs calculated following crash tests conducted by Research Council for Automotive Repairs contribute to low ratings
• Vehicle purchase prices, replacement part costs and theft of/from security protection measures also factor in determining insurance group ratings
Audi drivers can expect to pay considerably less to insure their cars than owners of equivalent models from the German premium sector brands, according to data sourced from the Association of British Insurers (ABI) group ratings database.
Managed by the Motor Insurance Repair Research Centre in Thatcham on behalf of the ABI and Lloyds Syndicates, the insurance group ratings database has been updated monthly with new car insurance rating data since the 1980s, and includes all trim levels, variants, body styles and engine types. This data has been used to calculate average insurance group ratings for Audi models and their equivalents wherever applicable from German premium sector competitors. In virtually every range, Audi models post considerably lower average ratings than competitors, meaning that owners will generally pay lower insurance premiums.
These ratings are defined using a system which allocates penalty points to each vehicle based on a number of factors, including the purchase price, the cost of key parts and the ease, and cost, of repair following an independent crash test undertaken by the Research Council for Automobile Repairs (RCAR). The higher the outright purchase price or parts and labour charges, and the more costly and labour intensive the crash repair, the higher the points tally, and consequently the higher the insurance group rating.
Crucial security performance
Security performance is of course also a critical factor in determining each rating, and four British Insurance Vehicle Security Awards and three What Car? Magazine Security Awards for ‘Best Overall Manufacturer’ attest to Audi expertise in this area. Held by Audi for four consecutive years since 2006, the top BIVSA award for ‘Best Overall Manufacturer’ highlights the fact that the brand offers more ranges in which every variant has achieved the maximum five star rating for ‘theft of’ security and of at least four stars for ‘theft from’ security than any other entrant.
Award-winning security protection is achieved right across the Audi range through features including Thatcham Category 1 alarm and immobiliser technology with interior ultrasonic protection and anti-tow sensors, Thatcham Category 4 locking wheel bolts and extensive covert and overt marked parts.
|Audi||Average Insurance Rating (1-50)||BMW||Average Insurance Rating (1-50)||Mercedes||Average Insurance Rating (1-50)|
|A3||23.6||1 Series||24.8||A Class||12.3|
|A3 Cabriolet||23.0||1 Series Convertible||28.0||B Class||16.1|
|A5||30.2||3 Series Convertible||35.4||C Class||32.5|
|A5 Cabriolet||33.4||5 Series||40.4||E Class Coupe||38.6|
|A6||31.5||7 Series||48.6||E Class Cabriolet||40.6|